subprime lending

subprime lending

zajmovi bez garancija

English-Croatian dictionary. 2013.

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  • Subprime lending — Subprime redirects here. For the 2007 house mortgage crisis, see Subprime mortgage crisis. In finance, subprime lending (also referred to as near prime, non prime, and second chance lending) means making loans to people who may have difficulty… …   Wikipedia

  • subprime loan — n. A loan made to an individual who cannot obtain a loan from a traditional lender at market rates due to a low credit rating, typically made at a higher interest rate to offset the risks incurred by the lender. The Essential Law Dictionary.… …   Law dictionary

  • Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …   Wikipedia

  • Subprime crisis background information — This article provides background information helpful to understanding the subprime mortgage crisis. It discusses subprime lending, foreclosures, risk types, and mechanisms through which various entities involved are affected by the crisis.A plain …   Wikipedia

  • Subprime Credit Card — A type of credit card issued to people with substandard credit scores or limited credit histories. These cards will typically carry much higher interest rates than credit cards granted to prime borrowers; they also come with extra fees and lower… …   Investment dictionary

  • Subprime Lender — A type of lender that specializes in lending to borrowers with a tainted or limited credit history. Subprime lending is more concentrated in a smaller number of large lenders than prime lending. The subprime loan market is more tiered compared to …   Investment dictionary

  • Subprime Market — The market for lenders and borrowers of subprime credit, a credit that is lent to people of questionable or limited credit histories. Includes the business of subprime mortgages, subprime auto loans and subprime credit cards, as well as various… …   Investment dictionary

  • Subprime Borrower — A person who is considered a higher than normal credit risk. Subprime borrowers typically have a below average credit history and are penalized for their poor credit with higher interest rates. Subprime borrowers may qualify only for higher… …   Investment dictionary

  • Subprime Auto Loan — A type of auto loan approved for people with substandard credit scores or limited credit histories. There is no official cutoff score for prime versus subprime, but it should be noted that these loans carry higher interest rates than equivalent… …   Investment dictionary

  • lending — An example of a carry (See carrying) which takes place on the LME, this is the sale of near dated futures and purchases of longer dated futures. On other markets such an intramarket spread trade it is known as selling the spread . Dresdner… …   Financial and business terms

  • subprime — /sub pruym /, adj. 1. being of less than top quality: a subprime grade of steel. 2. being below a prime rate: banks engaging in subprime lending. [SUB + PRIME] * * * …   Universalium

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